If all goes well Only need a few properties to get a stable business and then could save up to buy real estate myself.

They have done pretty well with investments and retirement accounts and she would like to keep it growing and reinvest some of it.  

My tenant is very stable and there is no threat that she would move so that's a win.

This is to ensure you are stable.5) They may have "calls", meaning if the bank for whatever reason decides they no longer want to carry your note, they can "call" the entire loan due immediately. 

The market here is very stable with so many large businesses relocating to the area or opening new locations here.

However, if you have a 401(k) with your work, or a different retirement product that is allowed to borrow against, IRS allows up to $50k borrowed. 

The eggplant agent probably won't ever come across the cherry and if they do, they will probably suddenly become an investor agent :-) Meanwhile, you will build your blueberry empire to fund your life and retirement instead of turning down a bunch of eggplants.

Halifax has always been a slow and steady and stable market.

I am fortunate enough to not have to worry too much about income since between my day job and current passive income I don't have to worry about being keeping a roof over my head and can just focus on building something for my retirement and for my children should they want to work in real estate and real estate investing.

You'll also need a contractor who is financially stable enough to pay their workers out of pocket for a few weeks at a time bc you will only be allowed a certain number of draws during the project after certain milestones have been completed and inspected.