At my Meetups I show investors where and how to invest out of state (specifically when being from California). 

Not sure what new western is, but in general you generate a target list using a tool like propstream and you call it asking if they would accept an offer on the property.

So I'm looking to get started in real estate investing and I came across this group.i was wondering if anyone knew anything bout them and what they had to say.Seemed to me that no one who was involved with this group was really willing to let me be a part of anything until I paid for the expensive program they were offering.

A couple of investors said that it was important that homeowners had a certain amount of equity before they make an offer using the subject to finance method.  

@David Garcia Fyi, I recently applied for a Heloc with Figure and they said they are currently not offering helocs as an option in my area(Tampa)>

Repairs are going to be very dependent on the specific property.

The only time you can't require a specific 2x or 3x income is if the renter uses subsidized vouchers.

Especially since you don't live in SD anymore.Lastly, multi family units and apartment complexes simply offer greater economies of scale for maintenance and other expenses because it's more "doors" under one roof.

Some lenders will offer a blend of the two with something like a 14 year term.If a lender asks for more, they're imposing additional restrictions over and above what SBA requires.  

So here it is: Asking price: $70,000What I intend to offer (if I offer): $45,000.