We are interested in purchasing a single family home on the coast between Portland area and Desert Island area to use as a vacation home/possible future retirement spot for our family and to Airbnb/VRBO when we are not present. 

It seems like your income is at an increased level, but now you need to start building in more passive growth so eventually you can retire.  

there was always a retired Police officer on site to check IDs .. no one went in without ID being presented .. this cut down thefts to almost nothing.Just like your saying most of these thefts are done by someone known.. in this case it was the workers who just put that water heater in and then were coming back at night and stealing the friggin thing ..  

Additionally, the HML approved the loan based on the value of retirement funds, and other investment assets, my point here is that my HML lender wasn't just using the investment property to back the loan, it was overall financial health in combination with the value in the investment property.

My wife and I plan to retire in about ten years.

-Did you know someone can lend to you or your business with their retirement funds?

When I had my prior company I accumulated 2-million points that can transfer to any airline/travel, still have almost all of them for retirement travel. 

Cost of living is too high for what you get.2) 10,000 people per day are turning 65 and retiring, and Arizona is the #2 retirement destination in the US.

I was out of state, found out he was a retired lawyer, worked out of his home, didn't need the money.

I am currently a career firefighter in CT and will retire to FL in approximately 20years as I hate the cold even though I grew up in CT.