@Leonida Miraglia   Then what @Kevin Sobilo gave you  for options is it. 

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

I’m interested to invest in the area, my husband and I are exploring all different options! 

Explore financing options 5.

So what are our options?

Alternatively, you could consider marketing directly to sellers as another option.

Last option, a hard money lender can help.

Also, you didn't mention it but I am also specifically not asking about seller finance, it is an option but not the topic of this thread.

Using a rental is one of the best reasons to buy one so I like your thinking there.The proliferation of STR in ski areas have made areas a little farther out more of an option in some of the ski areas so you can track the options by looking where they short-terms stop on the map in the areas you like.

I do agree that Mixed-Use took a beating these past few years and would like to see more competitive options.