I would fear that if performance hurdles aren’t hit in a big way, sponsors lose interest, and then they take their eye off the ball.

You did your best to give them every opportunity, but they just aren't getting it done. 

If they aren't, can you show proof of historical income for the past year or longer?

Tried to get HELOC on the primary residence with BofA after a lot of run around we aren't going to get it as we only have 20% equity after the appraisal ($400k).

Unlike residential, commercial assets aren't based off of comparable prices.  2 office buildings next to one another can have dramatically different valuations because one is twice as big. 

It's funny to look at the states and see that those that aren't attractive are only gaining immigrants from neighboring states

I work with a team renting out SFH.I am the newer of the group and simply put they all say no pools.They simply aren’t open minded to it and don’t want the liabilityBut I want to educate myself so I get it’s a liability but for instance if one day I plan on having my own rental SFH or even duxplex, triplex or apartment, how or what is the best way to go about renting one with a pool?

Any good programs out there that aren't $500!

You might also factor timeline into this equation.Keep in mind that you aren't wrong about multiple doors under one roof, however, many other people have the same feeling you do, so that commodity in the market might be hot.

If they aren’t higher, then that’s just a bonus.