They/I/we can show you how we crushed the 8-10-12% COC return you’re randomly predicting for the future stock market based solely on random start/end dates. but that won’t give you the skills or knowledge of how to do it. . 

And since no one can really predict for sure what will happen, I believe it's better to reduce the risk of guessing wrong by diversifying into multiple asset classes.

Although one might think of refinancing as a viable approach when rates drop, predicting such shifts in the financial terrain is, unfortunately, beyond our skills—it could be a year or even a decade away.I would love to gain insights into how many of you are structuring your financing in today's market.

Since you have mortgages and debt then one can only predict that one may have trouble with their bills.

Tough to predict the future, huge risk, I agree. 

Doesn't mean I am preaching to buy and everyone should be buying bad dealsNo... but I can't predict the future, nor can I forecast any trends.

I would check out Dave Meyer's 2024 Housing Market Predictions to better inform your decision.

Rates are predicted to go up.

The unspoken truth is that cash flow is NOT reliable or predictable. 

Just my take as I can't predict the future with any certainty - the foreclosures in the primary home market will hit before any noticeable trend in apartment foreclosures.