One of those simple things that I wish I would have thought of.It has to be cheaper than the traditional surface tension guards since its really just a wide nylon sponge stuffed into the gutter.

I personally have belonged to churches that rented space in retail space and other commercial space, as well as traditional buildings.

Now if I go with traditional financing and run my numbers with a 20% down, I don't see making a decent cashflow (should be atleast around $200) per door?

Unfortunately, this has caused some hangups with traditional mortgage lenders since I have been 1099 for right at 1 year now (they seem to want two years). 

You may be forced to use a non-traditional lender (ie: not a major bank).  

From what I have read so far my interest is leading me to wholesaling as I don't have the capitol to go the traditional route. 

I am a 3 weeks out from closing on a residential property with a full basement that I plan to convert to dual living or short term rental. The home is early '60s in construction and has 9x9 tile (looks like Armstrong)...

I'll be sure to focus on more traditional payment methods when soliciting advice in the future.

If you got it all for cash in Ohio, I'm wondering if the overall value might be in the lower range - possibly making it challenging to refinance in a traditional way.  

In NJ, because of the high taxes, traditional calculators don't work as well because they also can't approximate the skyrocketing appreciation in some markets.