The choice between maintaining liquidity versus reducing debt will largely depend on your priorities and future investment plans.As for subdividing or CPRing the property, there are several advantages.

If your home is an investment property that you rely on guest stays to pay your mortgage and insurance and other expenses - be prepared for the community impact to you as well.Many mortgage companies will offer mortgage DEFFERALS during this time - it's a great way to manage short term cash flow - however, please keep in mind - this is NOT mortgage forgiveness.

Hi Biggerpockets community, I’ve been hooked to real estate investment lately and determined to buy the first property in the next 6 months.

Good luck & happy investing! 

I’m currently on the hunt for my first investment property in Colorado, and I wanted to share my experience and hear from anyone who's been navigating the same market.

I'm a newbie looking to get started in real estate investing.

I don't even want to circle back with the lawyer I originally engaged as I was not impressed with his support or follow up.  

The LTV ratio also dropped to 70% from the original quote which was 75%, which impacts the cash-out amount. 

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Be sure to refine your deal analysis by focusing on cash flow, the 1% rule, and cap rates to ensure solid investment returns!