Are you working with wholesalers to find off-market properties? 

And this is all before you pay the property off.

If it’s in a standalone LLC make sure you aren’t better off hiring someone to do the work.

All that happens is a demand that you press 1 if you speak english, if you don't a loud noise will eventually go off after many repeated demands to press 1, then it will disconnect. 

Conventional rates may be higher, but depending on your situation you might be better off with conventional due to variations in mortgage insurance. 

We all hope to retire some day, and we're better off working toward that goal together.If anyone wants to connect, grab coffee, discuss JVs, etc - feel free to reach out. 

Depending on your income You get to take depreciation off your regular income (usually up to $25k) of 3.6% per year of the building’s value.Many of your everyday expense can be deducted from your income as business expenses. 

If you can't find a tenant something is really off. 

I have no credit debt and $12,000 of student loan debt I'm looking to pay off within the year.

At closing the deal will be funded, the mortgage will be subsequently recorded in 1st position, and you'e off and running.