What happens when the government gets involved in anything? 

…This is really a protest that’s aimed at the government.”A number of New York-based tenant groups that have had some recent success pushing for rent-related reforms, including the Upstate/Downstate Housing Alliance and New York Communities for Change, called for a statewide strike of 1 million renters earlier this month.About one-third of U.S. households are renters, and nearly half of them were paying more than 30% of their incomes on rent and utilities before the coronavirus pandemic struck, according to the Harvard Joint Center for Housing Studies.

More than one person has said that to be successful, copy what other successful people do.Given that you are just starting out, I can't emphasize enough that you need to learn the real estate business (and it is a business) as well as the local market before you spend any money on buying property.I will (partly) answer one of your questions: Overall, Maryland is not, in general, a business friendly state, but each jurisdiction has its own rules and regulations.

I know there is regulations in regards to being dual licensed especially when it comes to FHA.

This time around the government had already pumped in 3 Trillion to stave off any liquidity issues.

Silicon Valley championed the concept of turning America into a land of entrepreneurs taking advantage of flexible hours, unimpeded by regulations or specialized training.

At the same time, the new regulations allow for the ability to put the money back into another pre-tax account like the SDIRA. 

Along with my fiancé getting a full time government job soon (5 months).

Is it not due largely to the fact that there is a steady payroll here out of the Government Treasury?

If regulators get wind of that and shut the company down, there is going to be a lot of financial pain to go around.