However, starting out I am trying to remain as liquid as possible and for the relatively small size of my operation the cost seems excessive.

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

If you do crack or break a piece of trim don't panic- glue it back together I've even been successful with just dry fitting them together and nailing in placeI like to under cut the wall so the new floor will fit underneath the drywall or plaster.

After almost 30 years in the real estate business; helping other people buy & sell house, flip houses, buy rental properties and shore houses... after helping 5 other investors build real estate portfolios in excess of $2 million...

Purchase price: $2,300,000 Cash invested: $1,150,000 This is an office with 1.34 acres of excess land on its own parcel.

Big, and diverse.Weather: hot, dry, at times rainy, but year round construction. 

Some might give you excess business they can’t handle, some might have specific niche expertise, such as in investments, and etc. 

I have no debt and am accumulating savings at about $4500 a month thanks to my day job and the excess from my current rentals. 

They have cabinets..https://www.prosourcewholesale...Also for construction materials, drywall, stucco, https://www.fbmsales.com/I often use online retailers for my rehabs - they come in cheaper even with delivery charges - especially if you are buying items in bulk...here are some suggestions.https://www.builderssurplus.ne...https://www.wayfair.com/home-i...https://www.overstock.com/Home...There are some really discounted suppliers if you dig online, also I use Craigslist and eBay - builders sell their surplus stock on Craigslist and eBay and flippers and home owners sell excess units and removed units in good and bad condition via these channels..Hope that helps..

I'm not even so much concerned about rate - but I am concerned about the lack of communication and seemingly excessive points.