I provided a 25% down payment to help create some cash flow and did my best to provide documents as quickly as possible to make it easy for the lender to close on the deal.

However I have used a rule of thumb of 20 btu per square foot for air conditioning in a decently insulated house with good windows, and 45 btu per square foot for heat.

Down Payments or All Cash Deals Made Easy!  

Hidden rooms are really easy to build and can be a huge conversation piece. 

The 75% rule was what I was expecting as well.

Plus you will come across more deals or pocket listing you might be able to jump on in terms of good deals.As far as a 40 hour work week and investing its "Easy" you schedule your time wisely work, life balance, and REI searching at night.

Had to forego on bonus depreciation (had done a cost seg) because I'd end up paying more tax for my 2024 return due to the recapture rules.

You do need to rely on the property manager to enforce their non-smoking rules.

Yeah I realize it isn't easy, I'm still searching.

I can definitely tell you there's still a lot of positive cash flowing and 1% rule deals and you get amazing appreciation.