Pretty reasonable rates. 

I originally signed up for it because it had a good rate and hadn’t realized it was a cash back card until this past statement.

You do want to be careful though, as in a perfect scenario, you'd BRRRR the rental and when you refi, pull all your cash out to pay off your HELOC until you find the next deal.Challenge is that it's not as easy to do this as it was 2-3 years ago when low interest rates could cover mistakes.PM us if you'd like to chat about more specifics:)

It's hard with interest rates and homes between $350,000 to ,$500,000.

It may not add much value but I am hoping it'll bring up the rental rates when that time comes.

Let's use a tax rate of 25% just for kicks. 

I was wondering if you're comfortable sharing some insights with me.If so, could you let me know what trends you've noticed in terms of vacancy rates for your unit(s)?

Staying at your rental properties may not be so great for tax purposes.You would need to pro-rate some of the costs from deductible to non-deductible.Furthermore, if you stay in the propery for more than 2 weeks, you limit your losses.

Studies show that group training has only about a 5% success rate in buying properties, but people say they like the group atmosphere except they don't get their individual questions answered.Most "hands on”, “one on one” have the opposite, about a 90% success rate of buying properties.

Most lenders will follow a 5,4,3,2,1 Step-down penalty for the lowest rate.