I want to get 3 more before the year end but as I am getting more experience, I want to have more discount which is even harder to find...:( 

If you think you'll have trouble finding someone, maybe give discount on one months rent?  

In addition, if you can buy a property under market, or with an opportunity to add value (even if it's just paint and landscaping), you then have the ability to give your investing a boost when you either raise the rents because you have a higher class property and/or pull out some equity to invest in another property.  

They love cash offers and will even discount to avoid dealing with the paperwork that comes with financing contingent offers.

I have experience in processing loans in addition to buying and selling residential properties.

Additionally, should property manager withheld rental income for tax?

This is therefore making me put an additional $1212/month more towards my loans for those first/next 7.4 years ($2446-$1234= $1212).If I was to invest this money instead in a property via low money down owner-occupied purchasing wouldn't I be far better off come the end of the 22 years if I chose that repayment plan for my loans, ifffff I rely on appreciation (I know I know, bare with me).I think this because recently, I bought a triplex last year ($235k) and it is cash flowing about $3k/yr (soon to go up when I get rid of my PMI) plus my tax benefits.

You should be aiming for 30% as-is discount, whether for Flipping OR Renting out.

Here is a website with additional information: https://studentaid.ed.gov/sa/repay-loans/consolidationDepending on your source and level of income, there are different repayment plans the previously mentioned website discusses.I can only speak from experience with Great Lakes, but you can google student loan consolidation to find others.Hope this helps.

There are some differences there in terms of neighborhood but a lot of the same stuff applies.In addition to crime and location close to main roads, I also would look at jobs growth vs cost of living in the area.