for such a small addition, skip the architect and just get a general contractor

Common additional apps are things like Receipt Bank or Hubdoc for receipts.

These forms provide a written confirmation of the terms of the oral rental agreement and help prevent misunderstandings or disputes down the line.By having tenants sign estoppel forms, you can verify important details such as rental amounts, deposit amounts, and any additional agreements or responsibilities.

For example, if you had bought some RE with HELOC funds a couple years ago and now have to service that debt at twice the rate, that could be really painful. 

Let's break down the situation and explore some potential solutions:Mortgage credit score is the credit score used by lenders for mortgage loan approvals, influenced by factors such as credit history, debt-to-income ratio, and employment history.

Additionally, basing the loan amount on past below-market rents seems unfair, as lenders should consider current market value and potential rental income.

There are options for partial releases, however the entire portfolio must be able to debt service, if one property is sold or refinanced. 

This will give you the ability to tap that equity later if needed to go purchase additional properties. 2.

This isnt exact but if your gross monthly income is twice that of your current monthly debt on credit report plus your new housing expense you make enough to qualify (roughly). 

So there is an additional cost but it's typically much less than the fees charged by the OTA platform.