If that can be recaptured, then that is your initial pitch to investors.Next, ' how much of the infrastructure remains?' 

I am currently working at paying down some other debts and monitoring this possible decline in home prices.

Use population growth, infrastructure growth, and job growth now to determine if your area will be vibrant in 10 years.

Here in Pittsburgh new investments by Google, Apple, Facebook and Autodesk is a true testament to the growing infrastructure here.

If you have access to PACER or a BK court docket monitoring system, you can get a good idea of why the debtor's fell into BK and filed the Ch13. 

Germantown had infrastructure (bars, restaurants, etc) as well as proximity to high-demand locations and it is conveniently located.  

If you check out the Windsor crime map you will get a feel for trouble spots and I monitor it sometimes.

I can’t tell if that is an additional cost.I see they offer the $0.99 or $3.00 per month for the monitoring.

The PM can't possibly monitor the home.

They don't care if it is uninhabitable since they have a good relationship with us, other banks will want to make sure you at least have some infrastructure in place(i.e. running water/functional well).