You'll need those home runs for the deals that go south.Your buyer is either unsophisticated or playing you but if he doesn't want the deal just get another one.Cheers,

I'm no attorney, nor do I play one on TV... that being said.

If you play Cashflow 101, you understand that the best deals to get you out of the rat race in general are real estate capital gains deals that you buy at 50% discount.  

I originally had the house at 2.5%, however increased it to 3% as well as an extra 1000$ bonus.  

Only comes into play when you're acting as a buyer on a short sale, or some REO's, and trying to also collect the buyer agent commission.

Your niche will come into play too...  

There's so many things that come into play in these things. 

To each his own.The velocity of money plays on note investing, keep the money moving, so my plan was never to hold a note more than a couple three years, much less to term.

I work with a builder if you're interested in buying some lots and building and selling prior to the home is completed for a nice profit.https://ajames.leadpages.net/what-is-your-home-work-early-bonus/

My passive income is much less than my salary and bonus was, when I compare them before taxes.