Not 100% sure about Vantage and the others - pretty sure they do the same or similar.Be aware, however, that some lenders put more weight on the credit report content than on any score alone.

Sometimes you just need to cut your losses. 

That will tell you that the performance is not dependent on a couple of people making short term gains, but a stable performance pattern that is likely to persist.Also, if schools are a high weight in your decision making, I would also suggest looking at things like crime rate, average income in the areas, ethnic concentration, and other factors that generally effect kids at school more than adults at home. 

As of now, I am not too concerned with the loss of economies of scale since my scale is still small and I typically roll up my sleeves and do as much as I can by myself.I appreciate the positive comments, I'm very passionate about not starving to death and that ends up being quite the motivator.

@Charlotte Edwards if there is a total loss, then yes, you can just take a check and not rebuild. 

I'm at a loss for what the type of commercial property i'm searching for would be called?  

will be worth their weight in gold. 

My main thought behind doing so was that I could build up a reserve quicker to be able to buy a second property since I can't spend it on personal expenses, but if I do this will that increase my "rental income" and make it harder for me to claim a loss on the property.

Rick Rucker and othersCan you explain how loss(negative) affect rental schedule E.

I'm sure that you understand that vacancy and/or collection loss can be crushing to your returns.