Hello there.I’m Eric, I’m 31, and ready for a career change.My career background is as follows: - IT support - Apple Consultant (9 years, current job) - Network infrastructure design and deployment (2 years) - Video production - informercials, commercials, music videos, & real estate video w/ drones (shooting, editing, etc) (5 years) - Photography assistant for well-known photographer (5 years) - Front-end web developer (5 years as job, more for my own businesses)I’ve started up and have run 3 businesses (and many more failed ventures) in these various fields, with varying successes over the years.I’ve done a lot of the following for my own companies:-branding and marketing - logo design - web development - SaaS application research and optimized workflow integration - video production (use to have $45k worth of gear) - sales and invoicing - referral networking (member of some groups for 4 years) - administrative duties / bookkeepingI’m use to doing the sales, project work, and invoicing for a multitude of clients.

Studies show that when using credit cards you will spend more than if you used cash.

To be honest though, now that I've been doing so much research and studying I could have gotten a better deal.

I have downloaded the UBG guide from this site and have been studying youtube videos on the subject. 

Nobody who studies this stuff denies the climate is changing.

I enjoyed studying video of guys who I wanted to emulate.

Study the market.

For REAL asset protection, study O.J.

There was a study I read once that opined that about 95% of the time floating rate debt had a lower total interest cost over the typical life of the loan than a fixed rate loan. 

Then, once you pick a market, study it like crazy.