While an agent could be dumb as a rock, not understand a thing about real estate, and only passed the test by pure luck, legally they are preceived to be an expert with an advantage over the general public.It has nothing to do with your intentions, your profits, the color of your car or what kind of strategy you are pulling off.

If there is no recourse, then the decision to not settle may be one of either misinformation or pure spite.In the case of being misinformed, you can try and escalate this matter within the 2nd's management, or u might increase the offer.You can also offer to purchase the note, though this will likley cost you much more and will depend on the right numbers.It sounds like, misinformation to me since they are using tax value to determine market value which we all know is a poor determinant.

And finally, if you were to argue that there could be an ethical aspect of this plan with respect to exposing sellers who financed it to unnecessary risk, I would have to agree with that as well.But from a purely financial perspective, this plan would create an outcome that is a bit different from that of a single portfolio and would, in fact, outperform a single portfolio in the event of extreme deflation.P.S.

That's not an expense I'm willing to do for pure cosmetic reasons on a rental.

This is a problem that's purely your responsibility, as the owner.

And I've been reading some of the same Daniel Kay Hertz material that you linked.The provider I'm considering focuses purely on single-family homes in the south suburbs.

They hide behind "check with your tax attorney" disclaimers and then spout stuff with little basis in fact that is purely meant to get folks excited so they'll spend more money.  

@Nnabuenyi The point system is ridiculous when it amounts to PURE GREED and unscrupulous business tactics/hidden fees are also included! 

Would a seasoned pro with pure motives really have time for that?  

Since then we made a decision not to go for the CR rankings anymore.My recommendation is PPG Pure Performance Eggshell.