I suppose I do.The judicial/non-judicial state list is a good starting point for limiting the pain of a foreclosure.  

IT was the most painful lesson ever.

I'm similar to your equity ratio, Aaron just with more doors.I'm paying off all the commercial apt bldgs because they are in LLCs and annual reporting is a pain.

The financing and insurance issues are a pain, too, but probably less of one than dealing with all the tax forms and tax reporting.  

So I talk tough but I have a tenant that is being a pain in *** and I have not done anything but she has not been breaking the lease; unfortunately nothing in the lease prohibits her from being a pain in the ***. 

@Sarah Pratt I'm so sorry, I feel your pain.

I imagine this would be a pain when it comes to plumbing repairs.

I am currently closing on a full rehab in Bethlehem PA in two weeks.

The deposit verification is a pain; I went through it myself a few months ago doing a refi and it was a nightmare because we'd just invested in two private equity deals and had moved money from two brokerages and around 3 different checking accounts to fund the investment right before we applied for the refi. 

Also tell us who you are using please, it might save the next person the pain of getting scammed or at least know what to expect from that lender.