The good news is it doesn't sound like you have too much vested in duplexes so it shouldn't be too hard to pivot to short term rentals.

I have never had to make a claim, although there have been circumstances where an unoccupied house burning down would have been welcome news.

I just read this article and wanted to know everybody's thoughts.

In search of an answer, I read two articles that I thought might be of interest to you too.1

@Ralph R.The good news is I’ve owned the other property for four years.

I'm one of the rare ones that continues to spend time on the boards when I should be working on my new management agreement, two new employees, new web site, news article, trade show materials, and 57 other things that went neglected while I typed this response. ;) 

Any recommended books or articles?

Have a look at BP's blog where new articles are published everyday: https://www.biggerpockets.com/blog 4.

Check out this article from Market Watch:https://www.marketwatch.com/story/the-hottest-housing-markets-of-2020-are-far-from-the-coasts-2019-12-12They nailed it on this one.

I don't like it when the local economy has all its eggs in one basket like that.I do a Google News search of the city and town I'm looking at.