I remember the deal fondly and think of the house as a home because we brought our first child there when she was born and it is the place we sort of founded our family...warm memories.

Your best bet is what is mentioned above--a private loan of sorts from a family member or friend.Also, less stringent lending opportunities do exist, like FHA.

This may not be super useful, but I think that this building is sort of what you're talking about:http://www.thestacknyc.com/You might call them and see if they have info on their suppliers and manufacturers.

This is sort of the "best of both worlds".

This is the only time I have ever found my self actually hoping to find giant hair balls in the pipes (because my wife and three daughters all have LONG thick hair and they get to deal with it on a regular basis since I have none). 

I have two houses now (one is my residence) and getting ready to make an offer on 1 maybe two others...so for me:Work at a full time jobSolid creditno current difficulty with income to debt I am sort of a planner and am told that regardless of your situation I'll likely be capped at 4(ish) mortgages...even if I am not, after four or five purchases I will be out of deposit money and likely would have other ratio problems.

No land was going to be purchased, just the business.OK, but here is my real question: Is there a formula of sorts for when you are buying a business that also comes with the land?

It is up to them to sort it all out.  

I think if you're eventually planning on making a business out of this, just like any business, you're probably going to want to create some sort of entity sooner or later.

I would have a sit down with your broker and really sort this out.Good luck!