We have decided we are going to look longer in West NC  since we live here.

Title Attorney Fee: As title is not changing hands, this is not needed.So, aside from the $28.00 fee paid to the county recorder, and the $15.00 paid to the runner to record it (assuming there is no discounting as yours is the only mortgage being recorded that day) we are back to the closing fees are paying $4,957.00 for the note holder to switch the interest rate and term to different numbers in their computer system.I mean, seriously, how much time are we talking for the paperwork prep needed to do a refinance with the same lender?

We are already abated on this not getting paid!

Not really much chipping or wear other than that.

As long as the learner is wearing out the mentor, and asking good, concise questions, then probably the mentor doesn't mind adding value here and there.  

We are requesting 2 hours notice for showings, but I'm very flexible.

We are in the process of buying our first official real estate investment!

@Chad Swinford we are in a very similar situation.

Lending is the blending of the correct numbers to please the underwriters and salesmanship of the borrower to show that the enterprise will be a success. 

With that said, it does have more wear and tear.