Allowances can be made for seasonal employment, typical for the building trades and agriculture, if documented by the lender.When analyzing the probability of continued employment, the lender must examine the borrower’s past employment record qualifications for the position previous training and education, and the employer’s confirmation of continued employment. 

@Khenan Newton Realtors typically have some searching capabilities through title reps that solicit their business or through their own MLS access.

The entire concept of this should not dissuade you from investing in a certain state, and is typically only a problem in small and medium sized cities.Hope this helps.

If you have a typical layout and build I would be on the fence and then depending on price point and competition in the area. 

Banks will not typically lend for a home such as this for various reasons, and I do not mind as I do have the cash for it.On the negative side, I do not know what to expect in regards with initial repairs, and being a 100 year old home there are bound to be more problems down the road.

EMG is typically refundable during the DD period so even if you offer 10k in EMD, as long as you are within your DD period, you should get the money back if you walk away for any reason (but check your specific contract for this)Offering $0 EMD and $0 DD is a total joke in this market.

This is a fairly typical structure for commercial deals. 

Typically see them around a couple of hundred dollars a year or a one time fee of a similar amount at initial lease inception.

When you do find financing it will typically be at a lower leverage point and a higher interest rate.

I'm not sure if that typically happens in the Bay Area.