A refinance would pay off the old loan, triggering a prepayment penalty.

You may do a lot of research and talk to a lot of companies and even look at properties for your portfolio and still not pull the trigger.

Have a few lots on my mind just haven’t pulled the trigger.

The best thing that worked for me was to plan for everything I could, then pull the trigger.

It also won't trigger the call on transfer clause from the bank because moving into a land trust doesn't require a filing with the county.The only drawback is that you will have to pay an attorney of course but it may be worth it. 

Your tax return isn’t going to trigger any “cross checking” with your “occupancy status”.  

I too have been seeing a good amount of negative reactions when it comes to investing in a condo, making me a little hesitant on pulling the trigger. 

I will be in a position to put a down payment on a apartment in the next year, and I’m trying to learn everything I can about them before I pull the trigger.

Just keep moving forward in educating yourself so you feel confident once you have the money to put down onto a deal you will be ready to pull the trigger when an opportunity presents itself.Best of luck 

I'm curious - did you end up pulling the trigger on any syndications?