That figure includes my family's personal residence and cars but I saved 50% on the rental policies over what I was paying with Travelers (and State Farm for one rental policy).  

Unfortunately i am traveling next wednesday but keep me posted about your groups. thank you.

However, the county only has other small towns, so all of the farmers and people from other towns are used to travelling for shopping.2.

Reservation is placed on hold until receivedThis Rental Agreement and Contract (the “Agreement”) is a legally binding agreement made and entered into as of the Reservation Date written below by and between the undersigned person(s) or company (the “Guest”) and the undersigned owner, manager or agent (“Rental Agent”), pursuant to which the Guest has agreed to rent the residence described below (the “Property”), for the duration of the Rental Term for the Total Rental Fee and other good and valuable consideration as described herein.Smoking is NOT allowed inside OR Smoking is allowed outside only.NO TINFOIL IN OVEN IT WILL MELT AND FUSE TO BOTTOM OF OVEN(ask me how I know)Arrival:I will txt or email you the entry code at least a day priorCheck in time is 4PM unless other arrangements have been madeDeparture:Please depart by 11AMLeave beds unmade that have been slept inWash all dirty dishes & utensils, you can leave the dishwasher running when you leaveCheck for personal itemsClean out refrigeratorPlease confirm the door is LOCKED and tightly closed at departure.

The mid-week overnight business traveler who stays one night?

It would go to travel.

I had all my insurance with this broker, and the insurer, Travelers, covering my home, rentals, umbrella etc.

I travel around the country weekly for work, which feels like a disadvantage in my desire to meet up with like-minded individuals, especially those who have found success with RE, so I look forward to meeting folks within this great community/platform.

There went my $10,000 up in smoke. 

Yes, it happens, but with a little respect and patience added to the process, most of the professional renters can be smoked out long before they sign a lease.