I personally focus on multifamily investing so that is usually where I direct people, but I also think people should find the niche they like and go with it and become experts.

Does this mean that they won't even be liable for any potential issues with the plans they put together ("direct, special or consequential damages")? 

I figure this was a good idea since it would be a direct buy with no brokerage fees.

You can also do direct marketing to find people who haven't decided to sell their home yet.

To directly answer your question - I don't think it will impact a renter but another buyer may have the same thoughts you're having now. 

We order in bulk the shampoo, conditioner and individually wrapped soap.

Okay, so either wholesaling or direct marketing. 

Those have proven beneficial  to me  Define direction you want to go in and go after it. 

In my current situation, I'll just transfer everything into our names so I can get the benefit of NFCU's 95% LTV.On another note... do you know of anyone that does non-recourse lending when the 20% down on a multifamily property is from a self-directed IRA?

My plan is to supplement that with a business focused in helping local people in California get access to the great rental market in Baltimore, either through direct ownership or debt.