Must be my teenager's influence.The part that fascinates me, is how many people will start their post with a version of, "I haven't read the entire discussion, but..." and then they say something that makes you agree with them...that they didn't read the entire discussion...and you wonder if they read more than a few posts to base their statements on.exWhat's a shame is the OP stated I think somewhere on page 2 that he was venting, based on a couple of bad things going against him, and then made his case...which made more sense.  

Hello to All, I am currenlty using the free version of podio to track my real estate business as I work full time.  

Hello All,I just signed up for the Tenant Cloud free software.  Now I have only been using it for about 3 days but it is great.   I am not sure why they are giving it away for free for up to 75 units but I won't look ...

I have the credit score, debt/income ratio, and a legitimate work related need to move into another place.  

Many buyers only qualify for FHA though as conventional requires a higher credit score, down payment, etc.When I started flipping 2 years before the 90 day flip rule we could rehab a property in a month and have it sold by month two.

Selena, if your bank won't work with you there are some private lenders/hard money lenders with programs that are sort of a cross blend ( not too hard ) but you have to have good credit scores to get them. 

My lender said that I need a min. 650 FICO score and that they "take the middle score".

This investor is just thinking of one big score and they could care less what it does to your career for their quick financial gain.

Okay i just started a new job 42k salary starting out hopefully land a analyst job 50k+ soon but for now i have 775 credit score i have 140k cash but only wanna use max 30k, i owe 0 student debt i own a business as well for 2nd income. my monthly expenses is $350 a month.

With a 30-year fixed mortgage and a  interest rate anywhere between 6% - %10 depending on your credit score.