Please be sure to select a Solo 401k plan provider which allows you to take a loan and will prepare the required 401k loan documents.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).There are no prepayment penalties and no restrictions on what you can do with the proceeds of the 401k loan.Please note that you are obligated to pay back their 401k (regardless of the performance of your real estate investment).As an alternative to taking the loan, you could even purchase the investment property directly using funds in your Solo 401k (assuming you select a Solo 401k plan provider which allows you to invest in real estate).

@Vasilii AramilevMy understanding is the Dodd-Frank Act after the 2007 meltdown put greater restrictions on bank lenders. 

@Andrew Bissada It is common when tenants live in one or both units that showings are restricted until you get under contract.

This front-end filter may be financial (a consultation fee), schedule-restrictive (limited availability, so no fee but scarce time), social exchange restrictive (still "free", but we're exchanging commensurate value, like your digital data or something else), or some other filter.The light I hope to shine here, Nat, is that this fee is likely a way that this practitioner is creating a front-end filter as a way of addressing the bottleneck in their business. 

I tried to ask the city zoning to see if there is any restriction with replacing the older MHs with newer models and to infill vacant lots, but did not receive any conclusive answer from them. 

We self-manage and have been refunding due to Covid-19 travel restrictions. 

The state law applies, but the LA law is more restrictive, so the LA law trumps state law.

It sure what changed on the lending side, but something had and it seems their restrictions are tighter and now my DTI is too high.

If you look at the past eviction restrictions and the current CDC order you can't evict for non-payment, but you can evict for not having a valid lease or any other lease violation. 

You can also get stuck between a rock and a hard place if you CAN't rent due to Strata Bylaw restrictions, and then get stuck with an empty homes tax.