are you including the rental income for her rental property plus her W2 income?

what should be included in the insurance and what is extra?

Also consider that the entire state has a relocation fee = 1 month rent, if the tenant has resided for more than 12 months and you have 5 or more properties (including your personal residence, and any property owned outside of Oregon as well).

First and foremost, as a landlord, you have the right and obligation to ensure that your property is properly managed and maintained, including making sure tenants comply with the lease agreement and relevant laws and regulationsStart by communicating with your PM, emphasizing your worries about the safety of children.

(ball park that would include framing/drywall, electrical/recessed lights, flooring, etc.)

So you would net $33k in that example and that also doesn't include state tax. 

Anywhere privacy is expected, which is anywhere within the space being rented, and in a house that includes the common areas, you cant have cameras.What are you going to do when someone walks from the bathroom to the bedroom naked.

They have social media.  

Thanks @Michael Watts, the 2017 edition just came out and has almost 400 pages, including forms!

The listing agent should have all the info available to potential investors that they'll need to make an informed offer however including rent roll, financials, photos, proforma, sometimes current leases redacted and sometimes (more rarely) even a recent inspection or pre-inspection, etc.