She found us a home that hit our specs (including a wonderful landlord allowing us to sublease) and charged us a finder’s fee of an entire month’s rent (18k).

That addendum also has provisions that allow the seller to do additional marketing on their own including their own yard sign, so I'm not sure what the fuss was about there - though I can tell you if you put a FSBO sign in your front yard agents driving by will blow your phone up trying to get a listing appointment with you and that's a whole other conversation.

Or, a charging order may be granted.If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Now that you've been in these investments for over 3 years (including how thing went at these properties/investments thru the pandemic). 

If it is to play it safe and have a feel for the type of actual operating income that the property can produce before you put debt on it, that's a safe and solid idea.The good news, however, is that you're likely going to be purchasing a furnished property.

An attorney will still start with a boilerplate ( saving you time/fee) but can include all the "what if's" pertinent to your situation, family, etc.My 2 cents,Mike

I have all information saved luckily on Feb 22 I sent an email the the debt collector, they stated that if the information checks out they would stop with collection proceedings.

Title company's email had included a notice stating image was removed by Mimecast. 

Banks and CU have something called "High Cost" rules which means a mortgage under $75K generally is not large enough to include or finance their hard costs plus fee's.Some DSCR lenders offer a $75K minimum after down payment but rates are usually above 9.75% even with good credit and carry a 2-3 year prepayment penalty. 

Dave Ramsey and paid off debt.