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You will want to check with your insurance carrier and I would make sure they are properly licensed, insured and or bonded. 

.- $968 difference paid out over 12 months would be $80.60 per month MORE.The mortgage company is claiming that I owe $3,000 MORE in escrow and is charging me an additional $250 per month.I checked with them and I've NEVER missed a payment and have been up to date this whole time.They say its not a mistake but couldn't explain why I owed $3000 more instead of $968 more for the year.Am I missing something? 

My idea for an alternative is to use Bill Pay and just register the CC payment by transferring from the checking account and writing a "check" from the CC account for all the bills paid in that period.  

Bill, I am checking with hard money also and the rates are around 12%.

About 30% of all inquiries I receive over Zillow are from fraudsters like stolen identities or fake employment paperwork, and good old classics likemy partner tried to apply over Zillow with a background check, but something is not working on Zillow website but you have my application this should be enough?

Upon winning the bid 10% needs to be paid in cash or bank check, when would the balance be due?

I know advanced investors are not possibly using this tool, by me as a newbie has been using it to do a quick check before deep diving into a property.

The kitchen is what's sold me in my first house and it'd a great lay out in my current house.My next house I'll be a bit more specific - bigger deeper sinks, pasta faucet even if I only use it once a yesr for a big jug of summer iced tea lol and a dishwasher, walk in pantry are on my check list.I feel other amenities like skylights or big windows, cellars for dry storage would be cool too but I'm not really a big baker or canner lol.Now it's got me thinking - imagine a hidden island?

Bankrate wont do it best rate is always check local Credit Union, they are always the one that usually having crazy offering...chck your local newspaper, no nationwide lender can beat them.I only go to DSCR route when I exceed my DTI (which I already hit) lol