DSCR Loans are typically great for STR purchases - however, DSCR Lenders are going to require at least some "skin in the game" - so won't be able to have a 2nd lien for the down payment. 

People have already provided great input, so I will touch on your comment your wife said.You really need to sit down with her and explain the short term and long term goals.

The protections are there because beat cops are not qualified to determine who is a tenant and who is a criminal.Just as LL should not provide keys without rent, security deposit, credit check, etc, tenant should not pay a dime without a lease agreement that gives them certain rights.  

A fairly common way that self-managing landlords handle this is to create a company that provides services to your properties.

I think if we know what you want to achieve we can reverse engineer your ideal "path"@Justin Kane makes a really good point on the scalability of the larger MF game. 

I guess the proxy might be what the person is paying now provided this isn't their first. 

Provide any documentation or pictures you have as evidence.

I found myself attending in-person networking almost weekly prior to the pandemic, but we live in a different world, and the digital shift has made it harder.Currently looking for personal investment deals in the area, and also passionate about connecting other local investors with trusted service providers.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

If they get wind a tenant is playing the game & up to some funny business, tenants in our area understand that once they lose section 8, they can never get it back.