I was fortunate to spend 34 years with a good company. 

I've always loved real estate and growing up with it I've been so fortunate. 

Fortunately, I have a little money, great credit, and lots of equity in my primary residence. 

When I got started building my real estate portfolio, I had the fortune of growing up around some the biggest names on the national real estate development stage.

I am fortunate that her salary is also around the same as mine so she is not financially dependent on me giving us some room to invest our earnings.  

Everyone agreed the bylaws placed responsibility for the damage,  in these circumstances,  to the HOA.I was very fortunate. 

Fortunately after a few years the tenant was interested in a buy out, which I agreed to. 

Fortunately we have a great family but you are absolutely right, things change when money is involved.

I have been fortunate to find agents in Indy that are also investors and know what areas to stay out of for the before mentioned reasons, and what areas are ones that would allow me to go in and do some minor rehab work or updating (finding value-add  properties) to maximize rents, thus maximizing the return on my $!

I am fortunate enough to have partnered with a very skilled partner who knows what he's doing for all that I'd normally hire a general contractor for.