If you don’t have a securities license, you need to be very careful.SEC is considering changes to the regulations but I believe they are in “public comment” stage and no final regs have been issued.You are correct lots of this kind of capital raising activity goes on, and few if any get “busted” for capital raising - that doesn’t mean it is the wise or prudent thing to do.

I finally gave up this week and filed a 3-day Notice.

Of course I will provide everything in writing and serve this as a final warning for him (the noise complaint being the first offense).Appreciate the feedback!

Your happy the machine is finally running again but are surprised when the insurance company tells you they are only covering 1/3 of the expenses, because things like freon, freon disposal, and a host of other services are not covered under your insurance policy. 

For us, it didn't create a lot of issues with the city, we were nervous about that but as we had planned on a full reno anyway it worked in our favor as the city was glad the home was finally cleaned up. 

Also, once we finally face a cool off phase in the market, getting offers accepted is going to be an eminent experience. 

I promise once I finally acquire a property and officially start becoming a real estate investor, I will pay it forward!

Finally, I’d like to pull credit to anyone who applies.    

Highly experienced builders/developers have reported here on BP that on average their profit is around 15% of the final sale price of a house.

@Santiago Marquez I am looking for that tab you mentioned...I've been to the Network tab and clicked on Mortgage Lenders and have reached out to two of them thus far...final results not in yet.