Since you can't receive gift money to make the down payment on a rental how would you go about structuring this? 

This is what can happen when an owner goes with the cheapest PMC or the one with the shortest contract (that they thought was the easiest to understand).

@Michael Williams give them a small gift card.

Alternatively if you're looking to retire in the next few years and want more security going 20% without PMI and increasing the debt payment would be the easiest method. 

Well, it didn't give the mortgage so you are still liable.Co-mingling is the "easiest/fastest" way to pierce your corporate veil. 

https://accela9ca.indy.gov/cit...Calling right now is tough since the employees are working in a limited capacity from home.Try using the above website, so long as the address is within Marion county, and search the records by address - it may not show anything depending on the time it was built, online records only go back so far.But that's the easiest way to check public records of permits pulled/approved on properties.Best of luck to you!!

Podcasting is just about the easiest way to shortcut your learning curve.  

I am guessing one way to go would be for your parents to gift you their interest in the property so they would come off the Title. 

But I would try the easiest route first. 

I thought the understanding was people get taxed for gifts over $15,000?