Good credit, and bank relationship.

They offer a line of credit to purchase homes at 1% interest with a high 1x down payment between 6-9k which is taken out of the loan disbursement.Hoping to get some insight as to whether they are a good/ethical company to work with.

I am willing to pay the due note but my credit went down because I made the mistake of using my own credit to fund it as a cash deal.

The client would need 10% down, 2 years experience in the industry, and a credit score of at least 650.

The rate which you finance the loan is based on your credit and a host of other things they look at debt/income ratios etc.

Back then, you could take the check ed Mcman sent for$ 6,000,000  to a lender,  have no job and a 500 credit score  and get about a million,  albeit,  at 10%.  

Or have any tips in general for someone looking to wholesale in Northern VA? 

Also, my credit is only in the mid 600s so its not the best and I would like the lender to worry about the asset rather than my personal credit.

I would like to ask my Credit Union for a list. 

I have the driving for dollar database and marketing systems, she negotiates with sellers, we split the money going in, she uses her credit on the refinance, and I also have the construction systems.