We bought that house in 2006, so as you can imagine, we are still underwater where LTV is concerned and our monthly NET is at a break even point.  

As far as the loan will be concerned they will be "single family." 

@Zana Blue How gracious and humane of you to even be concerned.

@Derick DavisThat upcoming correction does concern me.  

Be concerned with how much money you can make off it.

Most lenders are more concerned about getting repaid and less concerned about being a shining beacon of light in the otherwise dark world.Additionally, the purpose of the business plan is to explain how your business will grow and succeed; not how much money you would like to personally make per year.

All are in need of serious repairs, and even though I paid cash for them; holding costs and inactivity over the period is beginning to give me a bit of concern.  

If remodeling work is required then you might need a change of occupancy (don't know how Co Springs handles that - some jurisdictions don't concern themselves with that) which can be challenging.

My only concern is the amount of month to month fluctuation in the market.

Here are my additional questions/concerns.1.