Purchase price: $443,000 Cash invested: $60,000 I've included the mortgage, a 5% rental vacancy rate, and a 5% capex reserve.

My brother is interested in selling his house to me, however, I’d like to keep the existing 2.9% interest rate on his mortgage.

I thought it was their job to look everywhere to find the best rate and terms.

Now with the borrowing rates being where they are, I'm not sure if that's a good financial move.

As for mortgage rates coming to the rescue...

Currently, appraisal work is significantly down, since the refi's are generally non-existent as many homeowners refi'ed when rates went very low during the pandemic.

I’d love to hear who you’ve used in similar situations, or what sort of rates and terms could be expected.

What did you pay, what is market rate rent, how much equity do you have, and what interest rate/loan type do you have?

You can leave the property in the Trust if you like and purchase an Umbrella Insurance Policy (a cheap date that all investors should have/consider) which will give you more protection should you be sued. 

With conventional mortgage rates hovering around 7% for 30 years… cash flow basically happens at 6.5% cap rate and above.