I wont ding you if your friends stops by with the dog in the car.

Set up a PO Box, or other collection address to put on all of your leases, and you will stop them from coming to your house.

I found the podcast about 6 months ago and haven't stopped listening since!

In listening to the podcasts, I figured it was time to stop lurking, and time to jump in and say hello and introduce myself.

As I think I have a way of using private money lenders, to loan me the deposit to buy an owner occupied duplex, on pretty favourable terms but I'm unsure how to structure the rest of the financing and I'm just looking for some clarity.I believe I can borrow around 20% of the total to get a solid deposit down and then my question is, do I then go to the bank on top of that for loan for the mortgage?

Theres Nothing Stopping me, I could get shot right now and still flip a house lol.

If your borrowing money then you should be evaluating the deal based on levered IRR.

(So a $50K mortgage on each property for a total of $100K borrowed.) 

But if you’re keeping your home long term, you will get cashflow right away if you look at the borrowing costs for building the ADU vs the rent you’ll receive. 

You haven't stated anything that would stop the auction.