We moved back to care for my father, who has Alzheimer's, and I am actually living in the house I was born in 51 years ago.I do have one question.

HQ is what is moving along with hundreds of blue collar jobs.Being born and raised in Sacramento County, I don't have the intimate "know" of Texas like you suggested.

A good banker is wonderful, but can trap you if they are your only solution, (We use a GREAT concierge banker that goes out to multiple solutions) (We used to be trapped by Wells Fargo:(   Thank you Robert-  Great post!

For example, in Sweden college is free, and new parents can both take up to a year of paid time off when a child is born.

You're falling into the Fannie/Freddie "Math Trap" with your DTI.

Don't get caught up in the trappings of a business - work on the actual business.With that said, there are lots of platforms.  99 designs, upwork, fiverr

Born and raised in the metro Detroit area, my goal is do more buy and holds in the area.

Born and raised in St.

I'm a born and raised Tampa Bay area native (Treasure Island out at the beaches specifically but I live and invest in South Tampa) and the amount of construction and developers moving into this area is unlike anything we have ever witnessed before. 

I was born and raised there so know the area very well.