I am curious to know what platforms / companies you have used for finding Performing / Residential  notes.

I think with their platform, they actually could have done this differently to minimize holding inventory. 

@Julie FlynnAs everyone mentioned, a commercial or private loan would be your best bet.

Have you found another platform that is better? 

Now that you have some experience, I bet you could find a private lender to give you better terms on your next deal.

Or consider an attorney if you have concerns.But this seller is only looking out for their own interests, you can bet on that.

I hope you continue to learn from everyone on this platform.

For you to disregard anyone who dares to disagree with your plan is at best foolish.....Having said that, I think it's a cool idea, but I'd bet it will cost far more than you have budgeted.

If that is the case, the problem is that sooner, rather than later, they are not going to be working and you've shown a willingness to file claims.Your best bet is to find a non-admitted / surplus lines carrier that will accept this type of risk.

Cost segregations are best for larger multi family and commercial properties.Sounds like you developed a ton of equity in this deal so your best bet is a cash out refi.