Crypto currencies values skyrocketed, the stock market soared, and even real estate values were through the roof.

She has saved about 300K so far and has made about 35K since Trump has been elected since she has all of her money in the stock market.  

I am finally coming to the conclusion that the stock market will not get me to (early?)

It's not e-trade or a stock market platform.

Since you are getting cash, you are refinancing to get a higher loan amount than before due to, either, an increase in value of your property or simply because there was so far no mortgage on the property (which, technically, is not really REfinancing).The idea of a cash out refi is to use the equity in a house (= dead money) to make use of it by investing this money.

And the rise in the stock, etc. is analogous to the market appreciation?

Another thing to consider is whether you will use designed plans or stock- either way there are soft costs (engineering, permitting, architect etc.).

Issue with health food vending is the stock will spoil quicker than say a standard snack and soda vendor.  

I bought from the courthouse steps from owners who were not ready to sell, mostly not willing (they were forced by the lender) to sell, and some were not able (since they were dead or incarcerated) to sell.

Buy in bulk, stock the extras.