It'll cut down on noise and you can trust yourself to keep good care of it.

I don't remember any of my cash out refi's asking me my level of education (post graduate).

It seems reasonable to believe its going to take a different mindset and view to take yourself to the next level you desire to be at. 

This can add overhead at times but it can also be a blessing if you plan to truly penetrate the market at a local level.

I requested that repairs be made before closing that would be a long term fix to the foundation issues.At first, the seller tried to pull a fast one on me and push through minor "band-aid" level repairs instead of legitimate long term fixes while feigning ignorance.

Keeping the clauses high level and generic allows you to get ahead of any crap your tenants can think up.

@Tyler StrangIf you are shopping in Saint John, I trust you are working with local boots on the ground as not everything that is cheap here is actually a deal.

.- If someone in your life that trusts/loves you adds you as an "authorized user" to one of their cards, often you will inherit the full credit history of that card - for better or worse (so pick a 10 year old credit card that they've never had a late on).

Take a level with you and see if the door is truly bowed.  

  $40k is a great start, but hard to put a portion of it into work on a commercial level.