You are doing all the right things right now in terms of gathering great information.

Find a lender who understands your long term real estate goals and understands that rental income can help knock down your DTI to qualify for more loans and acquire more properties. 

Buyers are still free to include in their offers a term that we pay their buyers agent.

Hi all,I want to build a short term rental Airbnb on my family’s property.

We’ve been searching for a couple of months now, but we are facing challenges.It seems that everything on the market is being snapped up within less than a week by more experienced investors who can offer better terms.

Does anyone have a long term relationship with them who'd care to comment?

I usually will say who referred me to them and say that they are a friend, neighbor, family, etc and will then ask what their lead times usually are for work to be completed, how they communicate, are they comfortable working with me being out of state, how do they collect payment (terms and preferred method) and do they offer a business rate?

If the new buyer defaults on payments or otherwise breaches the terms of the mortgage, it could impact your credit and financial situation.Market Demand: Consider the market demand and potential buyer pool for properties sold under subject-to arrangements.

Lot of different terms with varying meanings... 

.- New supply is expected to moderate, with inventory growth slowing from 5.4% in 2024 to just 0.5% in 2025.While the market faces near-term headwinds from slow economic and population growth, the moderation in new supply and gradual absorption of existing inventory should support improved market fundamentals over the next 2-3 years.