Oklahoma has a little known state insurance program that’s $25/month for teachers & $40 for self employed.

DTI sufficient for either partner to buy property.Major importance  to keep LLC "veil" intact.My questionswhat type of lender to consider?

I'm self employed with my wife as my business partner so no problem with the balance on that part of the spectrum you aske about because we determine how hard we work "balanced" with everything else.

@Dana WhickerSo I managed to get my self on the HOA board by using the bylaws against them.

I like that you include management expense, even if you may self-manage while living in one of the units. 

OR, watch a few YouTube videos  produced for self promotions and write a check and then pray t all works out!!!

@Matt Watson - Are you self managing? 

Self Managing?

Show a big bank your $400k in mutual funds and $300k in stocks and $250k in retirement, also that you don't have a bunch of rentals or self employment or landlord income, and will thus be easy to underwrite, and the big banks will stomp guts relative to anyone else.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.