Quote from @Percy N.: @James Robert, the benefit of a 4 unit vs a 5+ unit is that under 4 units are still considered "single family" and you may be able to get a loan as your primary residence with a comparatively low down payment.However, make sure you can afford the place even if rent collection drops and make sure you are conservative in your expense projections. 

Is your intention to wholesale, fix n flip or buy and hold ?

Investment Info:

Single-family residence fix & flip investment.

Purchase price: $985,000

Cash invested: $300,000

Sale price: $1,440,000

Westchester meets Silicon Beach in this expanded and re...

@Brian Adams@Steven Wilson@Percy N.

Capital Rep's new location on N.

Quote from @Percy N.: @Tony S., great job.A couple of questions that may help other readers with some more context:What year did you buy these (was it 2 yrs ago?

Investment Info:

Single-family residence buy & hold investment.

Short - term rental 4bd/2ba est. gross 175K

Primary Residence1 Unit: 5% (exceptions to 3% down)2 Units: 15%3-4 Units: 20%Second Home1 Unit: 10%2-4 Units: N/AInvestment Property1 Unit: 15%2-4 Units: 25%With more down payment, your interest rate generally improves.

Teach university classes on the side and play in an awesome rock n roll band www.rhythmbrewers.com , you can stream us on all your favorite players (shameless plug :D)

@Percy N. thanks for your answer!