I will keep it in mind if this moves forward.Out of curiosity, do you lend nationwide?

@Cristian Aviles-Morales If you don't mind me asking, when you went through the VA Loan process, did you utilize a co-borrower or were you able to reflect your own income?

It's going to cost you a share of your profits, but it might be worth it to you for peace of mind and for the experience you will gain in the process.

Keep in mind appreciation is not real money. 

Keep in mind, I have steered clear of doing flips and have focused only on buy and hold.

As for government backed financing I do it after the loan is finalized but keep in mind it’s a violation of the loan and they could call it back.

Will recommend the book to all newbies, as it contains great motivation and strategies.

@Lexi Teifke - As always, the theory like the theory, but in practice is what counts.The internal rate of return hurts my brain just to read the definition, never mind calculating it: internal rate of return on an investment or project is the "annualized effective compounded return rate" or rate of return that sets the net present value of all cash flows (both positive and negative) from the investment equal to zero.

@Wendy Carbone @Krista Billiter @Rhonda Blue @Dave DeMarinis If any of you are willing to talk more with someone new (but highly motivated to learn), I would truly love to get in touch.

How do I change her mind???