I need to open two checking accounts for a couple of SDIRAs and discussing commercial RE loan terms. 

Consider all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

This is very important on the back end if you have to impose claims against the security deposit (at least in Florida).4) Read your management agreement thoroughly and know the cancelation policy. 

You said they are "from California" but now you are saying they don't have a social security number?

Also collect at least 1 months rent for the security deposit. 

We used an FHA loan for the low down payment option.

The Father applicant responded by offering 6 months of rent upfront (even the entire year) and is willing to provide 3 months rent of refundable security deposit for the additional dog risk.

Looking to speak with someone who has personally been involved with a deal where the buyer assumed the loan. 

Afterwards, the plan is to utilize my VA home loan to buy a multi-family property.

Back in 2007 I took out a loan with CIT that was backed by the SBA.